If you are a traveler then having travel insurance is very important for you. However, what more important is to have the right travel insurance because if your travel insurance doesn’t cover you when you’re in trouble then it’s of no use.
Expedia travel insurance is very famous among travelers and they always ask us that, is Expedia trip insurance worth it?
What are the pros and cons of Expedia travel insurance? We’ll find out today!
Does Expedia offer travel insurance
Yes, Expedia does offer travel insurance.
They have a proper travel insurance plan that you can subscribe and then they will cover you for any medical emergency or other unfortunate events during the travel that are covered within the travel insurance plan.
What does Expedia travel insurance cover
While selecting a travel insurance cover, it is extremely important to know what exactly does this travel insurance cover.
When it comes to Expedia travel insurance, here are all the offers it provides you for domestic and international travel respectively:
Expedia travel insurance coverage for domestic travel
First, we will talk about what Expedia travel insurance covers for domestic travel:
1. Protection for trip cancellation
If your trip gets canceled due to the reasons covered in the Expedia travel insurance plan then you can get reimbursement of your trip cost (up to $100,000 maximum)
The reasons include any serious sickness or injury that makes it impossible for you to travel, jury duty, or becoming redundant.
2. Protection for trip interruption
If your trips get protection due to the special reasons covered in the Expedia travel insurance plan then you can get 100% reimbursement of your trip that is up to the maximum of $100,000.
3. Freelook period – 15 days
Expedia travel insurance plan also provides you a free look period of 15 days.
It means that you have exactly 15 days to carefully read and analyze the plan and then decide if it meets your needs or not.
If you do not like the plan then you can cancel it within 15 days and get your money back.
The only condition is that you have not started your trip yet. Otherwise, you cannot cancel it.
4. Complete 100% refund
If your trip is canceled due to the ‘covered’ reasons in the Expedia travel insurance plan then you will get a complete 100% refund of your trip cost.
Expedia travel insurance coverage for international travel
Here is what Expedia travel insurance covers for you if you are traveling internationally:
1. Protection for travel cancellation
If you are canceling your travel due to any of the reasons covered in the Expedia travel insurance plan then you will get 100% reimbursement of your travel cost (the maximum limit is $100,000).
2. Protection for travel interruption
If your travel is interrupted due to the reasons covered in the Expedia travel insurance plan then you can get 100% reimbursement of your trip cost (max limit is $100,000).
3. Protection for baggage – $,1000
Expedia travel insurance provides you $1,000 for baggage protection.
This is in case your baggage gets lost.
4. Protection for medical expenses – $5,000
Expedia travel insurance provides you only $5,000 protection for medical expenses during the travel.
It is for the illness and injures.
5. Protection for emergency evacuation – $15,000
Expedia travel insurance plan provides you a $15,000 protection for emergency medical evacuation.
This is for when you suffer from any serious illness or injury during travel and need to be evacuated back home or to the nearest hospital.
6. Coverage for repatriation of your remains – $15,000
Expedia travel offers $15,000 coverage for repatriation of your remains to your native country in case of your death while traveling during a covered trip.
7. Freelook period – 15 days
Expedia travel insurance has a free look period of 15 days for its subscribers.
It means that you can carefully review the plan within 15 days and then cancel and get your money back if you don’t like it.
Does Expedia travel insurance cover COVID
Yes, Expedia travel insurance does cover COVID – but there’s a lot more detail and depth to that.
Here are the important key points about Expedia travel insurance and COVID-19:
1. If you contract COVID-19
If you catch COVID-19 before or during travel then you can be covered for trip interruption and medical expenses.
2. Cancellation due to fear of COVID-19
If you are canceling your trip due to fear of COVID-19 then you are not covered.
3. No coverage for quarantine
Since COVID-19 was declared a global pandemic on March 11, 2020 – any travel cancellation, interruption, or delay due to COVID-19 quarantine is not considered as “unforeseen” and will not be covered.
But if you purchased the insurance before March 11, 2020, then you may be covered even for quarantine as it was ‘unforeseen’.
4. Government travel advisory
If you are canceling your trip after the government issued a travel advisory against traveling to your destination – then you will only be covered if you purchased the insurance before the issue date of that advisory.
Should I buy Expedia travel insurance
No, you should not buy Expedia travel insurance.
The reason is that there are many flaws in Expedia travel insurance and also that it provides poor coverage and protection.
Here are all the reasons why we think you should not buy Expedia domestic and international travel insurance:
Reasons why you shouldn’t buy Expedia domestic travel insurance
Here are the reasons why Expedia domestic travel insurance is a poor choice:
1. No travel health insurance
Expedia doesn’t offer any travel health insurance to those traveling domestically.
You can get sick or suffer from any injury during travel and you will have no cover. You’ll have to afford all the expenses from your pocket.
Isn’t it really bad?
2. No travel evacuation insurance
If you suffer any serious injury or illness during travel then you may have to be evacuated to a medical facility.
The cost of this whole process is quite high and that’s why it is better to have insurance for that.
Expedia doesn’t offer any such travel evacuation insurance to its domestic travelers.
3. No protection for vacation cancellation
Sometimes, you don’t even know and your employer suddenly cancels your vacations.
It puts all your trip expenses at risk of loss and that is why it’s better to have protection for that.
Many insurance plans offer such protection but, strangely, Expedia doesn’t offer any protection for vacation cancelation.
You can find many better offers that give you complete protection even at a price less than Expedia.
Reasons why you should not buy Expedia international travel insurance
Here are the reasons why Expedia international travel insurance is a poor choice and doesn’t offer enough protection:
1. Inadequate cover for medical expenses
Expedia travel insurance offers you a medical cover of $5,000 only!
As per experts, it is very less given the rising costs of treatment and per night stay at hospitals all across the world.
If you suffer from any serious injury or illness while traveling internationally then you will end up in a hospital and have to pay the complete cost of your treatment.
The expenses at international private hospitals can be between $3,000 to $4,000 per day.
The $5,000 cover medical expenses cover offered by Expedia seem like a joke. It’s embarrassing and pathetic.
You need at least $100,000 of medical expenses cover.
2. Not enough cover for emergency evacuation
Now again if we look at the emergency evacuation cover of Expedia travel insurance then it is only $15,000.
If there is a medical emergency while traveling internationally and you have to be evacuated back home or nearest hospital then it will cost a lot of money.
Especially, if it’s air evacuation then the cost of an airambulance, doctors accompanying you along, and other medical equipment will be very high.
Just having $15,000 as an evacuation cover is not enough at all. You need $100,000 to $250,000 for evacuation cover.
The coverage provided by Expedia travel insurance is inadequateand pathetic. It is expensive as compared to other competitors and doesn’t even provide any special benefits.
You can findmany better insurance plans at the same price as Expedia and get full coverage and protection.
Does Expedia travel insurance have hidden fees
Officially, Expedia claims that they do not have any hidden fees.
However, you should still carefully read the instruction plan and also confirm from their team that there are not any extra hidden charges.
Is booking flights with Expedia safe
Yes, it is completely safe to book flights with Expedia.
Expedia is an active, well-reputable, and internationally recognized platform where many people book flights every day.
They offer great protection and great offers to their consumers.
Who can purchase Expedia travel insurance
Anyone who fits in the eligibility criteria of Expedia travel insurance can purchase it regardless of any discrimination.
How much does Expedia travel insurance cost
Expedia travel insurance has different prices for domestic and international travel.
The cost of Expedia travel insurance for domestic travel is $33.
The cost of Expedia travel insurance for international travel is $56.
Can I get a refund from Expedia if my flight is canceled
If you booked a refundable ticket then you will get your refund from Expedia in case your flight is canceled.
Normally, it can take about 12 weeks for the refund to be issued. Some airlines even take longer than that. If you booked a non-refundable ticket then the policy may vary from airline to airline.