Have you heard a lot about Ryanair travel insurance but don’t know if it’s worth it or not? If yes, then you are reading the right article.
Is Ryanair travel insurance good? This article is a complete guide where we will tell you a lot of stuff about Ryanair travel insurance and also answer your questions.
Let’s not wait anymore and get straight into our article.
What is Ryanair travel insurance
Ryanair is a famous airline company that is known for its cheap and affordable flights all across Europe.
Ryanair travel insurance is a complete insurance plan offered by Ryanair to their customers.
The plan is usually offered when you are purchasing a flight ticket from Ryanair and then they show you an offer for adding insurance protection to your trip. However, you can also add it even after you have purchased your flight.
Ryanair travel insurance has 3 different travel insurance plans that offer different types and levels of travel protection to the customers. The 3 plans are named as:
- Travel insurance
- Travel insurance plus
- Multi-trip travel insurance
If you are interested in the plan, then you can purchase it – otherwise, you can go without it as well.
How much is Ryanair’s travel insurance
Ryanair travel insurance has different travel insurance plans and each of them has a separate price.
Generally, the price of Ryanair travel insurance starts from €10.99 and so on.
Terms and conditions apply to each plan.
Does Ryanair’s travel insurance cover flight cancellation
If the flight cancellation was due to the reasons covered in the Ryanair travel insurance plan,then you might be covered. But – if the reason is not covered in the plan, then you won’t be covered either.
Ryanair’s travel insurance policy has listed all the reasons under which you are allowed to cancel the flight. Make sure to read all of them in detail and it will help you determine things easily.
Can I cancel Ryanair’s travel insurance
Yes, you can cancel the Ryanair travel insurance plan by following the terms and conditions of the company.
When you purchase a Ryanair travel insurance plan, they give you a review period of 14 days. During this time, you can carefully read and inspect all aspects of the policy.
If you liked it, you can keep it. But if you don’t like it and want to cancel then you are also allowed to do that. However, you have to follow the rules for that, which are:
- You have to cancel the policy within 14 days of purchase to get a refund. Otherwise, you won’t be eligible for a refund.
- You have not filed any claim for compensation. If you have, then you won’t get a refund.
If you satisfy all the terms and conditions for cancelation, then you will be issued a refund within 30 calendar days following the receipt date of your request.
How can I purchase Ryanair travel insurance
Ryanair travel insurance is easy to purchase. You can even do it right now using your computer or mobile phone.
They offer you to purchase travel insurance while you are booking the flight. Make sure to completely read the whole policy, understand every single thing, and then decide to purchase it.
Many people make the mistake that they don’t read the policy carefully and later they find out that they are not even covered in the plan when they need it. It costs them a lot of money then and that’s why you are advised to first read it carefully and then make a decision.
Is there any age limit for Ryanair’s travel insurance plan
If your buying a Ryanair travel insurance plan for a trip involving Ryan airlines then there will be no age limit applied to you.
Who can purchase a Ryanair travel insurance plan
Anyone who is a legitimate resident of EU countries is eligible for purchasing a Ryanair travel insurance plan. Here’s a list of residents of countries that are eligible for Ryanair travel insurance plan:
- United Kingdom
- Czech Republic
The rule for qualification as a resident is that your home should be in any of these countries mentioned in the list and you must’ve not left the country for more than 6 months in the previous year.
If you satisfy these conditions, you are eligible for purchasing a Ryanair travel insurance policy.
If you are not a resident of any of these countries mentioned in the list, then unfortunately you won’t be eligible for purchasing Ryanair travel insurance plans.
Should I get a Ryanair travel insurance plan
A lot of people get stuck when it comes to deciding whether if you should get a travel insurance plan or not.
Well, we will help you decide.
Generally, it depends upon two factors if you need travel insurance or not:
1. How often do you travel?
If you are someone who has to travel frequently then having travel insurance to protect your trips can be a great choice. It will help you deal with any sudden and unexpected situations you may face during travel and save you a lot of money.
2. Do need protection for anything?
If you need protection for something during your trips such as loss of documents, luggage protection, cancelations, and delays – then it is better to have a travel insurance plan.
You will be covered for those losses and save a lot of your precious money.
Therefore, the choice is now in your hands.
Can you add Ryanair travel insurance after purchasing a flight ticket
Yes, Ryanair’s travel insurance policy allows you to add travel protection even after purchasing a flight ticket.
The whole process is smooth and easy.
Does Ryanair’s travel insurance cover pre-existing medical conditions
No, Ryanair’s travel insurance plan does not cover pre-existing medical conditions.
It excludes pre-existing medical conditions of you, any of your relatives, the person traveling with you, and anyone else whose health can force you to cancel or cut the trip.
Can you upgrade the policy to add pre-existing conditions?
No, Ryanair’s travel insurance plan does not let you add any cover for pre-existing medical conditions.